An Uber or Lyft ride is supposed to make life easier. But when your trip ends with sirens, pain, and a damaged car, everything changes fast. If you were hurt in an Uber crash in Miami, you may be dealing with medical bills, missed work, and confusing calls from multiple insurance companies. AMiami Uber accident attorney at Wolf and Pravato can help you sort out your rights and focus on healing.
In this guide, you will learn what to do in the minutes, days, and weeks after an Uber or Lyft accident in Miami, how rideshare insurance works, and how a local Miami rideshare law firm can protect your claim. Whether you were a passenger, another driver, a pedestrian, or a cyclist, this information can help you take your next steps with more confidence.
Understanding Uber and Lyft Accidents in Miami
Common Uber and Lyft Accident Scenarios in Miami
Miami’s busy streets, from Brickell and Downtown to Little Havana and Miami Beach, are full of rideshare vehicles. Drivers rush to accept trips, follow GPS directions, and navigate tourists and heavy traffic. This rush often leads to mistakes.
Some common Uber and Lyft crash scenarios include:
- A distracted rideshare driver rear-ends another vehicle on I-95 or the Palmetto
- A driver speeds through a yellow light and causes a T-bone crash at a Miami intersection
- A rideshare car suddenly stops or pulls over in a travel lane to pick up or drop off a passenger
- A pedestrian or cyclist is hit while a rideshare driver focuses on the app instead of the crosswalk
In each of these situations, arideshare accident lawyer Miami residents trust will look at driver behavior, app records, and traffic conditions to understand what really happened.
Who Can Have a Claim After an Uber Crash in Miami?
You do not have to be the Uber or Lyft passenger to have a case. Several types of people may have legal claims after a rideshare crash:
- Passengers riding in the Uber or Lyft
- Drivers or passengers in other vehicles hit by a rideshare car
- Pedestrians or cyclists struck by an Uber or Lyft
- Family members with wrongful death claims after a fatal crash
AMiami rideshare injury lawyer can review your specific role in the crash and explain which insurance policies may apply to you.
Typical Injuries After an Uber or Lyft Crash
Even at city speeds, an Uber crash in Miami can cause serious injuries. Many people feel shocked at the scene and only notice pain or dizziness later that day or the next morning.
Common injuries include:
- Whiplash and neck strain from sudden stops
- Concussions and other traumatic brain injuries from hitting a headrest, window, or airbag
- Back injuries like herniated or bulging discs
- Shoulder, hip, and knee injuries from being twisted or thrown in the seat
- Broken bones, cuts, and bruises, especially in side-impact collisions or when seat belts fail
These injuries can make it hard to work, care for children, or even sit or stand comfortably. Because of this, anUber passenger injury claim Miami victims pursue should include not only medical bills, but also pain, suffering, and the impact on your daily life.
How Uber and Lyft Insurance Works in Florida

Rideshare crashes are more complex than typical car accidents because more than one insurance policy may apply. AMiami Uber accident attorney understands how these layers of coverage work and when they are triggered. Florida’s transportation network company law, section 627.748, Florida Statutes, sets out many of the insurance requirements that apply to Uber and Lyft trips in this state.
Generally, insurance depends on what the Uber or Lyft driver was doing at the time of the crash:
1. App Off
If the driver is not logged into the Uber or Lyft app, the crash is treated like any other car accident. The driver’s personal auto insurance is the primary coverage.
2. App On, Waiting for a Ride Request
If the driver is logged into the app and waiting for a passenger request, Uber or Lyft usually provides limited liability coverage on top of the driver’s own policy. This coverage can help if the driver’s personal limits are not enough.
3. On the Way to Pick Up a Passenger or During a Trip
When the driver has accepted a ride or has a passenger in the car, Uber and Lyft typically provide higher liability coverage, often up to the one-million-dollar range for injuries to others. This is the protection many people expect after anUber crash in Miami, but insurers still fight hard to limit payouts.
On top of rideshare coverage, your own Personal Injury Protection (PIP) may cover some medical bills and lost wages, no matter who was at fault. These benefits come from Florida’s Motor Vehicle No-Fault Law, which includes the required PIP coverage under section 627.736.
Coordination of all these policies can be confusing, which is why working with aLyft accident lawyer Miami victims trust can make a big difference.
How a Miami Uber Accident Attorney Protects You After a Crash
Dealing with Uber, Lyft, and multiple insurance companies on your own can be overwhelming. AMiami Uber accident attorney at Wolf and Pravato stands between you and the insurers, protecting your rights from day one.
Here is how the firm helps:
- Investigating quickly. The team gathers police reports, photos, videos, app data, and witness statements to secure the evidence you need.
- Sorting out insurance coverage. A seasonedrideshare accident lawyer Miami drivers hire will identify all possible policies, including the driver’s coverage, Uber or Lyft policies, and your own uninsured/underinsured motorist insurance.
- Working with your doctors. Wolf and Pravato listens to your treating physicians and, when needed, consults medical experts to understand your diagnosis, treatment, and long-term needs.
- Handling communications. The firm deals with adjusters so you do not feel pressured to give recorded statements or accept a low settlement.
- Preparing for trial when necessary. With over 75 years of combined experience, over 200 million dollars in personal injury recoveries, and a Board Certified Trial Attorney, Richard Pravato, the firm is ready to take your case to court if that is what justice requires.
This combination of local Miami knowledge and trial experience can help level the playing field against large rideshare and insurance companies.
Get Answers Before You Sign Anything
After a rideshare crash, Uber, Lyft, or an insurer may contact you quickly, offering a fast settlement. It may seem tempting, especially when bills are piling up. However, those early offers rarely reflect the true value of your claim.
Before you sign anything, consider talking with aMiami Uber accident attorney at Wolf and Pravato. Your consultation is free, and you pay no upfront fees. The firm only gets paid if it recovers compensation for you.
Step-by-Step: What To Do After an Uber or Lyft Accident in Miami
In the chaos after a crash, it helps to have a simple plan. Here is a clear checklist you can follow:
1. Check for Injuries and Call 911
First, check yourself, other passengers, and anyone else involved for injuries. Call 911 so law enforcement and paramedics can come to the scene. A crash report and early medical evaluation are important for your health and your claim.
2. Move to Safety if You Can
If your vehicle is blocking traffic on Biscayne Boulevard, the Dolphin Expressway, or a busy neighborhood street, move it to a safe area if possible. Use hazard lights and stay out of oncoming traffic.
3. Accept Medical Attention
Let paramedics evaluate you, even if you think you are okay. Later, visit the ER or an urgent care clinic. Some injuries, like concussions and whiplash, may not show symptoms right away but can be serious.
4. Document the Scene
Use your phone to take photos and videos of:
- Vehicle positions and damage
- Skid marks, traffic lights, and road conditions
- Visible injuries
- The Uber or Lyft app screen showing the active trip, if you are a passenger
These images can help yourMiami rideshare injury lawyer show what really happened.
5. Exchange Information
Get the rideshare driver’s name, license, license plate, and insurance details. If you were a passenger, take screenshots of your trip in the Uber or Lyft app. Collect contact information from any witnesses.
6. Report the Crash to Uber or Lyft
If you are a rideshare passenger, report the accident through the app as soon as you can. Keep copies of any messages or emails you receive from the company.
7. Be Careful What You Say
When speaking with police, stick to the facts and avoid guessing about fault. With insurers, decline recorded statements until you have spoken with aLyft accident lawyer Miami residents rely on. Casual comments like “I’m fine” or “I didn’t see them” can be used against you later.
8. Call a Miami Rideshare Attorney
Finally, contact aMiami Uber accident attorney at Wolf and Pravato. The sooner the firm is involved, the easier it is to preserve evidence, protect your rights, and guide you through treatment and claims decisions.
How Compensation Works After a Rideshare Accident
Every rideshare crash is different, and no lawyer can promise a specific outcome. However, aMiami Uber accident attorney can explain the types of damages that may be available in your case.
You may be able to pursue compensation for:
- Medical bills. ER visits, hospital stays, doctor appointments, physical therapy, medications, and any necessary medical equipment.
- Future medical care. Surgeries, injections, long-term therapy, or specialist visits if your injuries are ongoing.
- Lost wages. Income you lost because you could not work while recovering.
- Reduced earning capacity. If your injuries affect your ability to work in the same way or at the same level in the future.
- Pain and suffering. Physical pain, emotional distress, anxiety, and loss of enjoyment of life.
- Property damage. Repairs or replacement of your vehicle or other personal property.
Florida now follows a modified comparative negligence system for many negligence cases. Under section 768.81, Florida Statutes, your compensation can be reduced by your percentage of fault, and in many injury cases you may be barred from recovery if you are found to be more than 50% at fault.
AMiami rideshare injury lawyer will collect medical records, employment information, and other proof to show not just what the crash has already cost you, but what it may cost in the months and years ahead.
Why Choose Wolf and Pravato for a Rideshare Crash in Miami?

When you are hurt in an Uber or Lyft crash, you want more than a lawyer who dabbles in personal injury. You want a firm that understands complex insurance policies, rideshare company tactics, and local Miami courts.
Wolf and Pravato offers:
- Over 75 years of combined experience representing injured people in South Florida
- More than 200 million dollars in personal injury settlements and verdicts
- A Board Certified Trial Attorney, Richard Pravato, on the team
- Personalized attention so you never feel like just another claim number
The firm handles your case on a contingency fee basis. That means there are no upfront fees, and you only pay if the firm recovers compensation for you.
Talk to a Miami Uber Accident Attorney Today
You do not have to face Uber, Lyft, and multiple insurance companies alone. After a rideshare crash, your focus should be on healing, not fighting with adjusters or worrying about legal deadlines.
AMiami Uber accident attorney at Wolf and Pravato can answer your questions, explain your options, and handle the legal heavy lifting while you focus on your health. The consultation is free, and there is no fee unless the firm wins for you.
Call the Law Offices of Wolf and Pravato today or fill out the online form to get your free case evaluation with acar accident lawyer Miami victims trust.
FAQs About Uber and Lyft Accidents in Miami
How long do I have to file a claim after an Uber or Lyft accident in Miami?
Florida has strict time limits for filing personal injury lawsuits, and recent changes have shortened some deadlines. For many negligence cases, including most car and rideshare crashes, changes to section 95.11, Florida Statutes generally give injured people two years from the date of the crash to file suit, but there are important exceptions. It is wise to speak with aMiami Uber accident attorney as soon as possible to find out which deadlines apply to your situation.
What if the Uber or Lyft driver was not at fault?
Even if another driver caused the crash, you may still have claims. You could pursue a case against the at-fault driver’s insurance and, in some situations, your own uninsured/underinsured motorist coverage. ALyft accident lawyer Miami residents rely on can review the police report and other evidence to see who may be legally responsible.
I was an Uber passenger. Do I have to sue the driver directly?
Not always. In many cases, claims are made against insurance policies rather than against the driver personally. Uber and Lyft carry liability coverage for crashes that happen while a trip is in progress. AMiami rideshare injury lawyer will help you file the proper claims and decide whether a lawsuit is needed.
Should I talk to Uber or Lyft’s insurance company without a lawyer?
You should be very careful. Insurance adjusters may seem friendly, but their job is to limit what the company pays. They may ask for recorded statements or medical authorizations that can harm your claim. It is usually better to let aMiami Uber accident attorney handle these conversations for you.
What if I did not feel hurt at the scene but now I am in pain?
This is common after anUber crash in Miami. Adrenaline and shock can hide symptoms at first. See a doctor as soon as possible and explain that you were in a rideshare accident. Then, contact aMiami rideshare injury lawyer to discuss how this may affect your claim.
How much does it cost to hire a Miami Uber accident attorney?
At Wolf and Pravato, you pay no upfront fees. The firm works on a contingency fee basis, which means it only gets paid if it recovers compensation for you through a settlement or verdict. This way, you can get experienced legal help without adding more financial stress.

